:root{--ink:#14202b;--muted:#5b6b78;--brand:#0b5fa5;--brand2:#084a82;--bg:#f5f7fa;--card:#fff;--warn:#fff4e5;--warnb:#f0a640}
*{box-sizing:border-box}
body{margin:0;font:17px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.narrow{max-width:640px}
.top{background:#fff;border-bottom:1px solid #e3e8ee;position:sticky;top:0;z-index:5}
.bar{display:flex;justify-content:space-between;align-items:center;height:60px}
.brand{font-weight:800;font-size:22px;color:var(--brand);text-decoration:none}
nav a{margin-left:18px;color:var(--ink);text-decoration:none}
nav a.cta{background:var(--brand);color:#fff;padding:8px 14px;border-radius:8px}
.hero{background:linear-gradient(135deg,#0b5fa5,#073a66);color:#fff;padding:72px 0 64px}
.hero h1{font-size:clamp(30px,5vw,48px);line-height:1.15;margin:0 0 14px}
.lead{font-size:20px;opacity:.92;max-width:640px}
.contact-line a{color:#fff}
.btn{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:10px;padding:12px 20px;font:inherit;font-weight:700;text-decoration:none;cursor:pointer}
.hero .btn{background:#fff;color:var(--brand)}
.btn.big{font-size:19px;padding:14px 26px}
.btn:disabled{opacity:.6;cursor:wait}
h2{font-size:30px;margin:48px 0 18px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.card{background:var(--card);border:1px solid #e3e8ee;border-radius:12px;padding:18px}
.card h3{margin:0 0 6px;font-size:19px}.card p{margin:0;color:var(--muted)}
.band{background:#fff;border-top:1px solid #e3e8ee;border-bottom:1px solid #e3e8ee;padding-bottom:40px;margin-top:48px}
.muted{color:var(--muted)}
.warn{background:var(--warn);border-left:4px solid var(--warnb);padding:12px 14px;border-radius:6px;margin:14px 0 22px}
form label{display:block;font-weight:600;margin:0 0 14px}
input,select,textarea{display:block;width:100%;margin-top:5px;font:inherit;padding:11px 12px;border:1px solid #c6d0da;border-radius:8px;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--brand);border-color:var(--brand)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.status{min-height:1.5em;font-weight:600}
.status.ok{color:#136f3a}.status.err{color:#b3261e}
.foot{padding:28px 20px;color:var(--muted);font-size:15px}